Unsecured business loans up to ₹5 Crore+ under government backed CGTMSE Scheme
No collateral no confusion just results
Single point of contact between your Business and Banks / Financial Institutions.
Term loans from ₹1Cr–5Cr+ for manufacturers, traders, service businesses, and startups. Full documentation and proposal support.
Learn More →Structured, high-ticket lending for mid-size and large companies. Project finance, term loans, and complex credit arrangements.
Learn More →No Collateral. No Security. Access up to ₹5 Crore+ based purely on your business profile and credit strength.
Learn More →OD / CC limits, invoice discounting, and short-term funding to keep your operations running without cash flow gaps.
Learn More →Mortgage your residential or commercial property to access larger business funding at competitive rates. LAP up to 75% LTV.
Learn More →Asset-backed loans for new or second-hand plant, machinery, and equipment. Preserve working capital while growing capacity.
Learn More →Collateral-free loans under government credit guarantee for eligible MSMEs.
Unlock liquidity tied in your receivables. Get funded against outstanding invoices.
Move to better lenders or restructure repayment terms to ease your debt burden.
From first enquiry to funds in your account — we manage it all.
Share your funding requirement — amount, purpose, business profile. No documents needed at this stage. Call us, WhatsApp us, or fill the form.
We review your financials, credit profile, and banking history. We identify the best-matched loan products and lenders — and tell you exactly what to expect.
We structure and prepare your loan proposal — documents, financials, and the narrative that gives your application the best chance of sanction.
We coordinate with the lender through sanction, documentation, and final disbursement. You stay informed at every step. We don't disappear after submission.
Before recommending any lender or loan product, JBFC conducts a thorough credit and financial profile review of your business. We identify strengths, address weaknesses, and match you with lenders who are most likely to approve — based on real data, not guesswork.
Most businesses approach one or two lenders and hope for the best. JBFC gives you simultaneous access to 50+ banks and NBFCs — matched specifically to your business profile, loan amount, and sector.
JBFC''s fee structure is discussed upfront. We never promise guaranteed approvals — because no honest advisor can. What we guarantee is a professional process, a strong application, and full follow-through until disbursement.
Headquartered in Thane, Maharashtra. Serving businesses across the Mumbai Metropolitan Region and pan-India with remote consulting.
J B Financial Consultants (JBFC) is a registered loan advisory proprietorship firm founded in 2018, based in Thane, Maharashtra. We specialise in helping MSMEs and corporates across Mumbai, Thane, and pan-India access the right business loan — with full end-to-end support from assessment to disbursement.
Over 7+ years and ₹500 Crore+ in facilitated loans, we have built a reputation for honest advice, strong lender relationships, and results that actually show up in your bank account.
Talk to our team. Free initial assessment. No commitment required. We serve MSMEs and corporates across Mumbai, Thane, Navi Mumbai, and pan-India.