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Loan Against Property (LAP)

Unlock the value of your assets to fuel your business growth.

Own a residential or commercial property? Access large-ticket funding at interest rates significantly lower than unsecured loans. JBFC helps you get the maximum LTV (Loan to Value). Call: +91 88062 88000

What is Loan Against Property?

Loan Against Property (LAP) is a secured loan where you mortgage your residential, commercial, or industrial property as collateral. Because it is backed by an asset, LAP offers higher loan amounts (up to โ‚น50Cr+), lower interest rates, and longer repayment tenures (up to 15 years) compared to unsecured business loans.

Lower Interest Rates

Enjoy rates that are typically 3โ€“5% lower than unsecured business loans.

High Loan amounts

Access up to 60โ€“75% of your property's current market value for business needs.

Longer Tenures

Repay comfortably over 10โ€“15 years, significantly reducing your monthly EMI burden.

Multi-Property Use

Mortgage residential, commercial, or even industrial plots to raise business capital.

Check Your Property's Loan Value
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