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Working Capital Loans

Keep your operations running smooth with flexible short-term funding solutions.

Struggling with cash flow gaps between payables and receivables? JBFC helps you secure working capital limits that grow with your business. Call: +91 88062 88000

What is Working Capital Finance?

Working capital finance is a short-term loan used to cover daily operational costs, such as inventory purchase, payroll, and vendor payments. Unlike term loans, working capital facilities like Overdraft (OD) or Cash Credit (CC) provide flexibility โ€” you only pay interest on the amount you actually use.

Cash Credit (CC)

A revolving credit limit against your inventory and receivables. Ideal for manufacturers and traders.

Overdraft (OD)

Access funds above your bank balance up to a pre-set limit. Flexible repayment and usage.

Invoice Discounting

Unlock cash tied in your unpaid invoices. Get paid today for work you've already completed.

Letter of Credit / BG

Non-fund based facilities to support trade and vendor procurement requirements.

Optimise Your Cash Flow
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